Super and Allowances

When you receive a Higher Duties Allowance or a Market Allowance, you will be asked to make a decision about whether you’d like this to be superable or non-superable. But what does this mean?

Superable allowances

When an allowance is made superable it will be included in the calculation of contributions to the Defined Benefit Division or Accumulation 2. It is also included in the calculation of contributions to Accumulation 1, and all voluntary member contributions.

This means that if your employer contribution is $200 per fortnight, and you receive a 10% allowance, your employer contribution would now be $220 per fortnight.

If you would like to know more about how your superable allowance will impact your UniSuper benefits, please refer to the Temporary allowance fact sheet (PDF, 74.21kb).

Non-superable allowances

When an allowance is made non-superable it is excluded from the calculation of contributions, unless it is legally required to be included. This means that for the Defined Benefit Division and Accumulation 2 your contributions will continue to be based on your normal salary, but Award and Super Guarantee contributions will be based on your normal salary plus the allowance.

Secondment allowances

Allowances paid for a secondment do not have an option – they will automatically be treated as superable.

If you’re not sure what kind of allowance you’re in receipt of, please contact your local People Talent and Culture Team.